Judgment No. 705/2015 of 23 December 2015 of the First Chamber of the Supreme Court declared the abusive nature of the expense clause incorporated into a mortgage loan contract. But what treatment should be given to the concurrence of that clause together with another one of similar invoice, inserted in the cases of purchase and sale with subrogation of the borrower in the loan to the promoter? This article deals with the problem posed by the splitting of the expense clause in the hypothesis of a home purchase and sale with subrogation in the developer's loan.
PALABRAS CLAVE Cláusula de gastos, restitución de gastos, contratos de compraventa con subrogación hipotecaria. Líneas doctrinales. Aceptación tácita sin intervención del banco